First and Third Party Insurance Claims
Florida insurance law is complex.  It is critical to contact a competent attorney if you have been seriously injured.  Insurance companies may try to deny your claim outright or make smaller offers than you may be entitled to.  With our background and experience with these claims, we will help you receive a fair settlement.

When you or a loved one has been injured due to the negligence of another, depending on the circumstances of the accident, it is likely that another person’s insurer will be responsible for the damages. We have an extensive history dealing with both first and third-party insurance claims and have even been asked to speak to insurance companies about how to handle these cases.

There are two central categories of Florida insurance claims:
1. “First Party Claims” are claims you make concerning your own insurance policy. A typical first party claim is one for collision coverage under your policy to fix your vehicle.  Similarly, claims for Uninsured/Underinsured Motorist benefits are first party claims.  In these cases, you seek payment from your own insurer after an automobile accident if the at fault party either did not have insurance or did not have sufficient coverage to adequately compensate you for your injuries.
2. “Third Party Claims” are claims pursued against another person’s insurance company.  For example, when you are hit by a negligent driver, the claim for personal injuries made against the other driver’s insurer is a third party claim.  Similarly, if you are injured as the result of a slip and fall or trip and fall at a restaurant (assuming you do not own the restaurant), negligence claims made against the restaurant’s insurer are third party claims.

With our experience handling these types of cases, we are comfortable with the technicalities involved in Florida law.  Given the opportunity, we will aggressively seek the best possible result for you or your loved one.